Supporting, Informing & Connecting People in Foreclosure

As the settlement talks with the DOJ and AG’s Continue, I would like to share a story with the Nation.

I will refer to the Victim as Jane Doe (Jane).

Jane is a single mother of three, and Bank of America (BOA) was running rough shot over her and foreclosure was imminent.

Jane had never been considered for HAMP; BOA refused to allow her the Right to file. You know the story therefore; I will not labor on here.

The Law Firm handling the foreclosure was Harmon Law of Newton MA. I spoke to Harmon on numerous occasions after the notice of intent to foreclose was served on Jane. I explained to them that there was a broken chain of title and that the notice posted in the newspaper was defective on its face and at a minimum, the foreclosure could not take placed based on this defect alone. As Officers of the Court Harmon Had a Duty to Investigate, they did not.

I explained to Harmon that the assignment of mortgage they filed on Jane’s property was false and that if they moved to foreclose they would be committing a crime under M.G.L. c. 266 § 35A and that I would bring them to task for their crimes. They shifted the blame to BOA and said there was nothing they could do unless BOA instructed them to cancel the unlawful sale of Jane’s property.

I asked Harmon if they wanted me to send a copy of the Fraud Report that McDonnell Analytics had done on the chain of title, they said no, of course. That would have made them culpable of the crime whereas the evidence supported what I had stated.

I had other evidence, which I obtained through my own investigation of Jane’s documents and was saving that tidbit for the kill.

Jane’s Property was slated for foreclosure tomorrow at 9:00AM EST, Feb 6, 2012. Two days ago, Friday, Feb 3, 2012, I began my day by making my first call to Harmon Law to let them know the indorsement on the NOTE was a forgery, moreover, there was no indorsement on the Note to the investor. The lawyer started stuttering. I gave him one last chance to cancel the unlawful sale of Jane’s property. He said, only the Bank could do that. I then told him my next call was going to be to the FBI and then the AG’s Office as it related to their attempts to commit larceny.

I called the Fraud division of the FBI on behalf of Jane and the AG’s Office; the AG said it would reach out to BOA and ask that they stop the sale. I also called the MA Division of Banks.

Jane showed up at my Office Friday just before 11:00AM and did not leave until 5:30PM.

Jane broke down and cried many times while in my office, she left crying as a matter of fact, but I assured her she was in good hands whereas we had the Christian Crusader waiting in the wings, the Law Office of George Babcock, the arch nemesis of BOA, Brian Moynihan and Harmon Law.

I spent over 4 hours on the phone with BOA and ultimately with the Fraud Dept. of BOA whereupon I laid out the fraud. A final hour meeting was held within BOA.

At 8:02PM BOA called me to let me know they canceled the sale.

I will not go into what transpired within those four hours because I could write a novel as to the false, deceptive, misleading and brazen lies they tried to put upon me of all people. However, I am certainly going to share with Martha Coakley’s Office what transpired.

Because I know personally, the trauma Jane suffered for many years at the hands of BOA, I cannot not explain with mere words, the feeling I had when I called Jane to tell her the sale was in fact, canceled. Of Course Jane cried and could not express her gratitude and told me her family would be eternally grateful to me and she told me that she and her children owed me their lives. I told her she owed me nothing, she wanted to give me money, I refused because I don’t take money from helpless lost souls, I wage war for them for free.

BOA was going too illegally displace this family from their home like yesterday’s garbage without worry or care as it related to her welfare or her children.

Is this America or some corrupt third world country where its citizens exist under tyranny? BOA has terrorized this family for years and almost did it with impunity, however, God works in mysterious ways, and luckily, He put Jane on my path. Jane is by no means out of the woods, but she will now have protection from the big bad wolf, BOA. As a result, Jane has been put on George Babcock’s path and therefore, now in good hands.

I want every AG’s Office to read this and the DOJ. This, while you negotiated to absolve them of the very thing they continue to perpetrate pervasively upon society.

Bob Marley

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Comment by Robert Evich on February 16, 2012 at 4:45pm: Bob Marley, thanks for sharing ! To those that have bought the lie that homeowners should lose their homes just because they are in default, this story , they might say, is simply an anomaly. But here in Florida, with it's bank-friendly AG, Pam Biondi, the judges in most cases are acting as collection agents of the banks. Forget rules of evidence, standing, chain of title, forgery, etc. "No free house" the judges say, despite the evidence. Yet the servicer gets a "free house" even when they cannot identify the owner of the note !

Comment by Bob Marley on February 8, 2012 at 6:24am: Your story is outrageous. I invited you as a friend. Contact me and we can chat. You may have a cause of action under 42 USC § 1983 whereas your Constitutional Rights to due process were violated. Non-judicial states are tough, the notice requirements satisfies the due process clause of the Fifth Amendment. However, because the state agency committed the final unlawful act and were acting under the color of state law, you may have a good case. In the interim, I would call the ACLU, if you can get them to wrap their heads around this, they might take the case.

Comment by Anonymous GA on February 6, 2012 at 4:58am: Bob, I would like you to read my article, I have lived in about 12 different places or not at all in the past 17 months. I lived in one place before that time for 11 years with my wife. Please consider calling me. Thank you..

Comment by KT on February 6, 2012 at 12:21am: Excellent, thank-you for sharing!

Comment by saving my home in floridah on February 5, 2012 at 12:20pm: bob, thank you but most of us do not have some to come to our rescue. we are alone to face these banks head on. Some of us have hired foreclosure lawyers but are told "dont expect a free house" or 'save money" #1 why not..the banks want a free house, you approve me for a loan i cant afford (underwriting fail) , and the submit robosigned documents and the bank who is just my servicer is going to steal it?? #2 save what money. we have to pay "YOU" the lawyer to defend a my home. with unemployment so High how do we save money if there is none coming in?? so what we need is someone to come to our rescue in florida. write all our county judges. alert them to what has happened to us and continues. so thank you bob for helping her, jane, we in florida are sinking ship please find someone to help us.

Comment by Capt. Jack on February 5, 2012 at 12:13pm: Does the state of Rhode Island have an AG? If so - haven't heard much from him. Wake up Kilmartin. As Bill Bilichick might say "Just do your job."

I don't have much info on the sponsor of this petition. Who cares. Let's see if AG Kilmartin has a pulse...

Attorney General of Rhode Island: Hold Wall Street Accountable for ...

Comment by Ace on February 5, 2012 at 11:54am: Timeline...LMAO +1

God Bless You Bob!!!

Comment by Bob Marley on February 5, 2012 at 11:50am: I want all to know I did not share this story seeking praise for myself; I fight this battle every single day and seek no recognition and my only desire is to stop this monumental, omnipotent, criminal enterprise.

I humbly share this particular story because I want someone in authority to see the hypocrisy.

God Bless Capt. Jack.

Comment by Capt. Jack on February 5, 2012 at 11:24am: On a long enough timeline the survival rate for all foreclosure mills drops to zero.

Harmon Law - you don't have long.