Foreclosure Hamlet

Supporting, Informing & Connecting People in Foreclosure

StopGOVTwaste's Blog (50)

Top reasons why your Clerk or Register of Deeds should reject a document for recording

Below is an initial draft of top reasons for document rejection. The list is not all inclusive and laws of course vary by state. It is a general reference guideline that relates to conveyance and security instruments. 

One of the problems with foreclosures and land title (generally speaking) are risks inherent from purchasing a property with unknown, undisclosed or undischarged liens. The finance industry went from temporarily delusional to downright felonious in some of their…

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Added by stopGOVTwaste on March 24, 2012 at 3:00pm — No Comments

OCC 2008 Quarterly Report_Top 25 Bank Trading and Derivatives Activities

See here Page-22-top-25-Commercial-Banks-W-Derivatives.pdf from the OCC report.

 

YOUR HOME IS WORTH ROUGHLY 90 TIMES MORE TO JPMORGAN THAN IT IS TO YOU...

ROUGHLY 40 TIMES MORE TO BOFA & +/- 35 TIMES MORE TO CITI

 

AND YOU WONDER WHY YOU'RE BEING TOLD TO…

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Added by stopGOVTwaste on October 13, 2011 at 10:29pm — 1 Comment

Recent visitors... thank you, come again!

(IP's withheld)

 

Administrative Office Of The United States Courts

Washington, District of Columbia, United States



American International Group Data Center

Bronx, New York, United States

 

Bloomberg

London, United Kingdom



Brevard County Board Of County Commissioners

Rockledge,…

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Added by stopGOVTwaste on July 20, 2011 at 11:30pm — 1 Comment

Florida Retirement System (FRS)

We know that investors all over the world got burned purchasing Mortgage Backed Securities. Florida Retirement System (FRS) is no exception. These securities were often misrepresented, overrated and possibly not even “mortgage backed.”

 

Now I'm sure some of the bank losses listed below may not be directly related to MBS (Mortgage Backed Securities) but I do believe the public employees have a right to know the type(s) of investments their hard earned money is funding.…

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Added by stopGOVTwaste on April 27, 2011 at 8:00pm — 2 Comments

The Budget Debate

 

AND YOU WONDER WHY...

 

 …

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Added by stopGOVTwaste on April 11, 2011 at 12:00am — No Comments

By The Time You Read This...

 

How big is the mortgage crisis? Pick an adjective: astronomic, colossal, enormous, gigantic, ginormous, humongous, jumbo, mammoth, massive, monstrous, mastadonic, monumental, prodigious, tremendous, vast, very big, very large, whopping. Here's how big it is. Let's assume that you're reading these words one day after I wrote them. That means that:

 

By the time you read this, there will have been approximately 8,500 foreclosure actions in this…

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Added by stopGOVTwaste on March 31, 2011 at 11:30am — No Comments

Scams on the US Taxpayer... "second verse same as the first"

Financial innovation and deregulation means expanding power, period.

 

When power expands exponentially and becomes more complicated, it requires an expansion of regulatory resources to monitor such activities.

 

Failure to recognize or prevent these potential hazards & failing to mitigate financial risk for the benefit of an insurance payout is gambling. Throughout history the financial industry has shown us that taxpayer funded insurance bets are breaking…

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Added by stopGOVTwaste on February 20, 2011 at 2:30pm — 1 Comment

FLORIDA LEGAL DOCUMENTS:

PRIMARY RESPONSIVE DOCUMENTS                  

SECONDARY RESPONSIVE DOCUMENTS        

DISCOVERY                                                

OPPOSING SUMMARY JUDGMENT

MOTIONS TO SET ASIDE JUDGMENT

APPELLATE CASES

FRAUD ISSUES

 

VISIT:  http://gingolaw.com/default.aspx

 


Added by stopGOVTwaste on January 30, 2011 at 11:23pm — 1 Comment

Can you say "Fraud" ? At Fannie and Freddie, the answer is... YES!!!

Fannie, Freddie leave $160 million in legal bills to taxpayers

-Gretchen Morgenson

http://www.msnbc.msn.com/id/41227982/ns/business-the_new_york_times

 

Since the government took over Fannie Mae and Freddie Mac, taxpayers have spent more than $160 million defending the mortgage…

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Added by stopGOVTwaste on January 24, 2011 at 3:52pm — 2 Comments

Subject: 35 States file lawsuit against the Federal Government

a very interesting email I received...

 

----- Forwarded Message ----

From:

Sent: Mon, January 10, 2011 8:05:25 AM

Subject: FW: 35 States file lawsuit against the Federal Government

 

Monday on Fox news they learned that the staffers of Congress family members are exempt from having to pay back student…

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Added by stopGOVTwaste on January 12, 2011 at 8:30am — No Comments

JP now hiring for the new "oh s**t" dept.



I just love "Objective #3" 

 …

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Added by stopGOVTwaste on December 28, 2010 at 2:27pm — No Comments

What is JP Morgan Chase?

JP Morgan Chase is the simply the governments’ main holding company.



JP Morgan Chase, as of March 31, 2008, was holding 89.99 trillion ($89,997,271,000,000) in derivatives. These were mostly government futures (bets on future prices). 89.99 trillion!!!!



JP Morgan Chase was only holding 1.4 trillion ($1,407,568,000,000) in actual assets at the time!



From: “OCC’s Quarterly Report on Bank Trading and Derivatives Activities First Quarter 2008″



Table 1:… Continue

Added by stopGOVTwaste on November 21, 2010 at 5:30pm — 2 Comments

Bernanke's Cowardice Has Sealed Our Fate

Bernanke's Cowardice Has Sealed Our Fate

-Monty Pelerin



The day after the election, the Federal Reserve launched QE2, the second round of Quantitative Easing. This public relations euphemism attempts to hide the fact that the Fed is "printing money" (the Fed actually does it electronically these days). "Cheating, debasing, and inflating," as in stealing from the public, is a more accurate description.

Bernanke indicated that from 600 to 850 billion additional dollars…
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Added by stopGOVTwaste on November 9, 2010 at 4:00pm — 3 Comments

Reading between the lines; what Bill McCollum is really trying to tell us

Read between the lines... what is Bill McCollum REALLY saying?



So I watched the recent interviews of Bill McCollum (Attorney General for the state of Florida) and in the interview the AG says that they want to give the Banks another shot at coming in with the correct paperwork so that they can get the foreclosures moving again.



Are you serious? They committed fraud with the first sets of papers, now you want to give the crooks a free pass to come back with new sets of FAKE… Continue

Added by stopGOVTwaste on November 8, 2010 at 12:00pm — 3 Comments

Alex Sanchez_Florida Bankers Association_helping homeowners

From the article;



"...in many cases the prolonged foreclosure is due to the bank trying to help owners who find themselves in a financial bind due to the bad economy. If you want to accuse us of taking our time to work with Florida families to keep them in their homes, then [we're] guilty as charged."



-Alex Sanchez…



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Added by stopGOVTwaste on October 6, 2010 at 2:44pm — 5 Comments

Email your elected officials and say "hello" to the Sheriff's Department!

[FW: Brevard Clerk of Court calls the police on citizen reporting fraud]



*Or maybe it was the County Attorney, or the County Manager... or one of the Commissioners. Hmmm...



-------- Original Message --------

Subject: FW: Brevard Clerk of Court calls the police on citizen

reporting fraud

Date: Thu, September 23, 2010 1:37 pm



Subject: Brevard Clerk of Court calls the police on citizen reporting fraud

Date: Wed, 22 Sep 2010 14:57:47… Continue

Added by stopGOVTwaste on September 23, 2010 at 5:00pm — 3 Comments

SEC - FDIC - OCC - Can't you see through all this bureaucracy?

While comparing the current financial maelstrom to food safety might be a stretch – it does give one insight as to the responsibility of the branches of our government to ensure the safety and security of
“We the People” (WTP).



Isn’t that what our hard earned tax dollars are used for?





Consider this;



*** Americans do not want to worry about the safety of the food we eat. Indeed food safety is something we take for granted. But who assures this safety?…
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Added by stopGOVTwaste on August 25, 2010 at 1:00am — 1 Comment

Should I quit the NAR?

You see, I saved up money to join the board of Realtors. I wanted to try and earn a living (perhaps) selling property. If you were to guess that a majority of the business out there these days in real estate is short sales and foreclosures... you'd be correct.


But according to the board I need to find out who the "lender" is in order to conduct a short sale.


This requires searching public record and finding the lien holder…
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Added by stopGOVTwaste on August 25, 2010 at 12:00am — 6 Comments

City of Palm Bay vs. entities that lack standing

Date: Mon, 16 Aug 2010 22:18:32 -0400

From: Scott.Ellis@brevardclerk.us

To: d1.commissioner@brevardcounty.us; chuck.nelson@brevardcounty.us; d3.commissioner@brevardcounty.us; d4.commissioner@brevardcounty.us; d5.commissioner@brevardcounty.us

CC: mark.vanbever@flcourts18.org; Michelle.kennedy@flcourts18.org; howard.tipton@brevardcounty.us; scott.knox@brevardcounty.us; clarissaharrell@cfl.rr.com; joanne@councilwomancorby.com; mitch@mitchforclerk.com;…
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Added by stopGOVTwaste on August 17, 2010 at 12:30am — 1 Comment

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