saving my home in floridah's Page

You are in a judicial state which is different than Utah.  The bank in your state will file suit against you to foreclose.  In Utah that does not happen.

Jeff

I lost 2 homes back to back.  Lawyer I hired back on June 2009, did absolutely nothing.  I filed complaint with d.c. Bar association after I filed,  I was told he was not liscense in Virginia & Florida.

Disbarred 11/2011-  Wilredo Pesante

Need a competent lawyer for Chesapeake Virginia property.  Cannot afford to hire looking for a lawyer that will take the on contingency bases. 

It may have taken a few minutes to set up - but we've got 9 signatures so far - please try again.  Let's go viral with this...

Hi Savi! We will not ever give up!

 

Thanks for the link earlier today

Greetings! Now I have another contact here in the Florida fighting to keep our homes!  I have had foreclosure papers served over a year ago. 

OK. Let's start from the point of the OCC sending you back to the women whose computer was hacked.

So, obviously at that point they understood your computer files where lost. Correct? And you told them, no you are not willing to begin resubmission. Which, let's face it, they've heard this story many times over, they know what is going on, they know why you don't want to jump through hoops just for them to deny you in the end. They will end up foreclosing anyway. You did the right thing. Make them serve the damn papers. So.

Have they served the papers?

Who did you retain as Counsel?

Get back to me when you can.

Don't be scared. When is your court date? Florida is one of the most 'aware' states, so, say your prayers, don't be scared. OK?

For whatever reason HAMP was created, and I agree with you, if consumers are told to "stop payments" because they "must be in default" to qualify for the program, something is terribly wrong with the program.

 

In my experience, you must be proactive with Wells Fargo.  Don't believe any of the lies, or strings of lies, they tell you about your promised modification.  They are squeezing your every last dime out of you giving your false hope before they foreclose and steal your home from you anyway.  All those extra payments you have made that they haven't applied to your account yet, those payments they've kept in that "suspense account" while you are waiting for the approval on your modification?  Wells Fargo keeps when your modification is ultimately denied.  You say, "That's not legal."  No, it isn't.  But Wells Fargo is betting on the fact that you won't take them to Court.  Most homeowners simply walk away.

 

How to fight back?  Start looking for problems in your documents. Believe me, you'll find them.  Fraud exists in most mortgage loan documents.  Robo-signing, notary fraud (notary not licensed at the time they signed the document), improbable dates, signature dates not matching document dates, notary dates not matching the signatures dates, MERS (MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.) ASSIGNMENTS ALWAYS A BIG RED FLAG, and if your documents say they were prepared by DOCX in the upper right hand corner on them ANYWHERE, your documents are almost definitely fraudulent.

 

If you find any of these to be the case, either e-mail me, or e-mail anyone on this site, for additional guidance on what steps to take next to fight your lender to keep your home.

 

Good Luck and God Bless You.

 

Kelly L. Hansen