Tom Phillips's Page

Bank of America, after 37 months of hard work gave us a modification. Two weeks later they sent new documents with "small changes to the verbiage", a $21K balloon note they had omitted. We executed the new papers. Ten days later we received our first statement - for over $300 more than the mod. They say the taxes went up, as they did. However, the taxes came out well before the modification was signed. Today we were put through to the ECR, as high as you can get in escalation, and were told…