Rusty Gatt's Page

4 June 2012   

USPS certified # 00040000745038042110                                        return receipt requested

Rsty Gatt

327####t

N###### 023

Bank of America

PO Box 941633

Simi Valley, California  93094-1633

Loan number:  0236####

This is a “Qualified Written Request (QWR)” under 12 U.S.C. § 2605 of the Real Estate Settlement Procedures Act (RESPA). I am requesting to obtain copies of ALL documents pertaining to my mortgage loan. You are required to acknowledge this request within 20 business days of, and to reconcile irregularities or inconsistencies they reflect within 60 business days of, the date you receive this request.   Please ensure that all copies are clear, legible, and copied in their entirety.

These are the documents I request:

* Initial Loan Application and Final Loan Application (1003);

* Deed of Trust/All Addendums;

* Copy of Wet-inked Note I signed with All Endorsements and Riders;

* Copy of Loan Payment History – This must include all payments made, all fees incurred, any and all escrow account disbursements and how payments were applied, and all disclosures and rate sheets;

*All escrow analyses conducted on the account from the inception of the loan to the date of this letter;

* Truth-in Lending Statements and Disclosures;

*All loan servicing agreements between the loan servicer(s) and the loan originator, the note holder/lender, and/or trustees from inception of the loan to the date of this letter;

*All letters, statements, affidavits, and documents (including Limited Power of Attorney if applicable) sent to me by agents, attorneys, or representatives of your company;

* Itemization of Amount Financed;

* Good Faith Estimates;

* Estimated and Final Closing Statements (Final HUD 1);

* Appraisal;

* Title Report;

* Grant Deed(s);

RESPA, also…

Department of Justice Office of Public Affairs

This is what BofA sent back to me after my Qualified Written Request (QWR); a photo-copy of the so-called note. You would think that they could at least have spelled my first name correctly.