RC's Page

I refinanced in Jan 2007 with mortgage banker and Mers as nominee, who then sold my loan to Wamu in march 2007 without an assignment DOT who  than  securitized it to Fannie. April 2009 I was in default due to hospitalization for 3 mos. Mers assignment to Chase to initiate foreclosure same signer on docs as VP actually a VP of the trustee owned by Chase,I applied for a hamp mod and was denied due to illness but offered a special forbearance which stated if I made the payments which I did and gave them all docs needed, I would be re evaluated by dec 2009. June 2010 still making payments,(dual tracking) july,7 2010 trustee sale july 16th 2010 assignment to fannie who paid cash at the trustee sale( why pay cash if the already owned it) .I requested a copy of the note and endorsements and I received a copy with originator endorsment only.Fannie filed a forcible detainer and I filed BK. In bk court the stay was lifted because I was foreclosed upon so Fannie attorney could finish me in civil court.Then Fannie attorney dismissed the case, and all debts including house were discharged from my bk7 case. 5 months later a rescission of trustees deed was recorded by Fannie. I sent several QWR's requesting info in regards to endorsements on the note and securitzed

9/07/2011.I get a letter from chase to call them and 9/27/2011 Mers assignment to Chase starting the foreclosure process all over again.This time I got a breach letter and responded that I'm disputing the debt. I'm basing it on unrecorded assignments making the DOT void, wrongful  foreclosure because dual tracking, many errors related to hamp procces,incorrect income reports, non written denials,wrong npv results and outdated apps etc. Breach of contract with the forbearance agreement.bifurcation of the note and DOT. unsecured debt. Or am I completely off base?