O. Max Gardner III's Page

Profile Information

Which state do you live in? (2 letter): North Carolina

How did you find out about this site?: Your Postings on Foreclosure Fraud

Where are you in the foreclosure process?: Current in my mortgage

How many months have you tried to work with your unresponsive loan servicer?: Since 1974, when I secured my law license!

O. Max Gardner III is the founder of Max Gardner’s Bankruptcy Boot Camps, the premier seminar series in America for consumer bankruptcy lawyers. Business Week calls Mr. Gardner the “go to person in the United States for all bankruptcy issues”. Gardner’s works and cases have been featured in the NY Times, the Washington Post, and the Atlanta Constitution and on CNN, NBC and CBS. His Boot Camps were featured on a special edition of ABC’s “Nightline News.”

Gardner received his undergraduate degree from the University of North Carolina at Chapel Hill in 1969 and graduated with High Honors from the UNC School of Law in 1974. He was the Outstanding Law Graduate of 1974 and a member of the Order of the Coif. Following graduation he served as the Senior Law Clerk to the Hon. William H. Bobbitt, the late Chief Justice of the North Carolina Supreme Court, and as Senior Law Clerk to the Hon. William Copeland, an Associate Justice of that Court.

Following his clerkships, Mr. Gardner worked for three years with the Smith Moore law firm in Greensboro, North Carolina. He later served as “Of Counsel” to the Washington law firm of Sims, Walker & Steinfeld. During his Washington years, Mr. Gardner worked on thousands of cases involving the Federal Trade Commission, the Interstate Commerce Commission and the United States Bankruptcy Code. Gardner was Special Counsel to Chapter 7 Trustees in national ICC litigation and in one emergency case personally filed more than 1,000 adversary proceedings in one week so as to protect the Trustee from statute of limitation issues.

During his years of practice, Gardner has tried 102 jury cases to a final verdict. Gardner currently limits his practice to consumer bankruptcy cases and all consumer claims arising with respect to those cases. He has been recognized by Gretchen Morgenstern of the New York Times as one of the leading consumer attorneys in America on “predatory mortgage servicing” in Chapter 13 bankruptcy cases.

Gardner was named the Outstanding Consumer Lawyer of 2004 by the National Association of Consumer Bankruptcy Attorneys (NACBA). He has been named as a member of the North Carolina “Legal Elite” four times and is a five time winner of the North Carolina “Super Lawyer” Award. He has an AV rating from Martindale Hubbell and a 10.00 rating from AVVO.

Max and his wife, Victoria, live in the South Mountains of Western North Carolina with their beloved Cavalier King Charles Spaniels and Pacifino horses.

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At 4:02pm on May 22, 2012, lucinda said…: We Have been fighting a bad mortgage servicer for over 12 year from UT Select Portfolio Servicing,my mortgags assignments have been signed by Robo Signers,and will not send the real note,they don't have thats why!

At 4:02pm on March 11, 2012, DolleyMadison said…: would you mind deleting all posts from me on your page? thank you. (mortified that my anger, disbelief and shock drove me to "overshare") I apologize...thanks again.

At 7:01pm on March 6, 2012, DolleyMadison said…: After office of NCBanking Commish told Ocwen to cease and desist and to respond back to me by March 1 with an explanation for their actions - guess what Ocwen's response was? ANOTHER foreclosure notice - demanding 6,000 more than they demanded 2 weeks ago...going to see ANOTHER attorney in a.m. if they suck gonna try your buddy Wayne. (WHY do all attorneys want me to file Bankruptcy when I have no dischargable debt and have missed no house payments?) Sigh. Any encouragement would be apprecciated!

At 8:58am on March 6, 2012, DolleyMadison said…: I know. It is just so discouraging - for the corruption to be blatant and totally transparent and the reaction is little more than a collective yawn. I almost got hit by a car on my way to work and for a split second I felt a sense of relief...then disappointment that I was not killed! The last few years have taken a toll on me...I can only imagine the despair those not as "lucky" as I am are feeling. Hopefully I will prevail and will be able to help others through this in the future. Thanks for you comment!

At 7:06pm on March 5, 2012, DolleyMadison said…: Max - why in NC have we heard nothing from our Banking Commisioner/AG regarding the MERS debaucle? Where are our Register of Deeds? Why are they silent. Other than Thigpen the silence is deafening. Where is our Martha Coakley?

At 9:29pm on March 4, 2012, Judson Witham said…: I am thinking there must be a Check List and Centralized resources for the many many many victims of these Foreclosure Frauds and ROBO Signed, Faked Documents and Broken Titles . I have spent many many years witnessing the Vast Corruption and Learned From My Victorious federal Court Fights against the likes of American Title Insurance ... YOU MUST Know How To Box !! https://sites.google.com/site/thewesternbankamericantitle/

At 9:24pm on March 4, 2012, Judson Witham said…: I have been in the consumer fight for more than 25 years. I am NOT afraid of the corruption But Rather afraid of the Victims NOT FIGHTING TOGETHER. Now is the time to FIGHT Together.

At 8:21pm on March 4, 2012, Ann Holden said…: Welcome!

At 7:33pm on March 3, 2012, DolleyMadison said…: Thank you. The NCCB has told them to back off for 2 weeks so I am going to try and find an attorney this week. Thanks...for all you do for consumers. I have gotten a real education throughout all of this - I used to think as long as you do the right thing in this free land nothing bad can happen. It has been a rude awakening...I am grateful that there are still people like you fighting for the little guy...