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Mortgage Fraud explained for the average person

Started this discussion. Last reply by Angry&NOT TAKING IT May 12, 2011. 6 Replies 0 Likes

Im came across this article while researching my mortgage fraud, the layout is quite nice and easy to comprehend...It explains the process of a mortgage from start to finish! Continue

Tags: investigations, fraud, mortgage

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Which state do you live in? (2 letter): ME

How did you find out about this site?: RESEARCHING MY FORECLOSURE...I FOUND ACE!!!

Where are you in the foreclosure process?: Served with papers in a judicial state, Defending my home

How many months have you tried to work with your unresponsive loan servicer?: OCTOBER 2009

Im so pleased to be apart of this website, thanks so much to those who made it possible... Ace, Capt, Lisa and Lela

Im just beginning to start my fight to save my home, I started researching March 2, 2010 and I haven't stopped since. I have researched several hundreds of hours just trying to learn the banking industry...
Everything that goes along with a mortgage foreclosure is over whelming, so I decided to start at the beginning...

I got started by typing "FORECLOSURE" in a google search and clicked on everything that was listed, this is when I landed on a site called
www.4closurefraud.org ...Here I found a post called "Guide To Looking up Public Records" and from there I was well on my way to finding the fraud on my mortgage papers...

It all started with an assignment of mortgage/deed of trust, (something I had never seen nor heard of) while armed with my recent knowledge of looking up my public records, I was able to quickly spot my fraudulent signer listed below...

Mary Jo McGowan-Signer
Maria Leonor Gerholdt-Notary

I have found that Mary Jo McGowan is listed on my papers as VP of Union Federal Bank of Indianapolis, signing over to MERS as nominee for CtiMortgage Inc... She is also claiming to be,

VICE PRESIDENT OF:

Chase Home Finance (affidavit)
Chase Manhattan (affidavit)
Chase Home Finance
Chase Bank USA N.A.
Union Federal Bank of Indianapolis
Washington Mutual
MERS (Satisfaction)

At one time is was also a notary...

Notary Notary ID: 1012235
Last Name: MCGOWAN
First Name: MARY JO
Middle Name: Josephine
Birth Date: 07/02/49
Transaction Type: NEW
Certificate: DD 236404
Status: EXP
Issue Date: 07/31/03
Expire Date: 07/30/07
Bonding Agency: Florida Notary Association, Inc,
Mailing Address: HUDSON, FL 34667

She was once employed with NATIONWIDE TITLE CLEARING located in Pinella's county Palm Harbor FLORIDA, this is where all of my fraud is coming from...I believe her notary is still employed there. MARIA L. GERHOLDT

Anyone with any information, direction, a good laugh, knowledge in finding my investors would be much appreciated!!!

Blessings to all,
Willing to fight for what I believe in and willing to help others along the way.

KT's Blog

NIA believes "Meltup" is the most important economic documentary ever produced in world history

Posted on May 13, 2010 at 8:34pm 1 Comment 0 Likes

A must watch for all...

http://inflation.us/videos.html

Had fun researching these sites, thought I'd share!!

Posted on May 13, 2010 at 2:56pm 1 Comment 0 Likes

Some great informational sites...

http://ssgoldstar.websitetoolbox.com/post?id=2926145

http://seminal.firedoglake.com/diary/22100

http://seminal.firedoglake.com/diary/40770

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At 12:56pm on May 20, 2013, willie johnson said…: Thanks, KT.

If the government made lenders pay a $20B fine regarding bogus assignments, and the lenders paid the fine, do you have an obligation to pay the bogus asignee? I think not;however, you may differ. MERS being involved should make the assignment bogus.

At 1:03pm on April 28, 2013, claire phillips said…: Metlife terminated many of their employees. i just looking for some of the depositions or whistle blowers.

At 12:11pm on April 26, 2013, claire phillips said…: I am in Texas. My wrongful foreclosure case is scheduled to go to trial in June against first horizon and metlife home loans. i would love to find some of first horizon and metlife whistle blowers.

At 12:04pm on April 26, 2013, claire phillips said…: Thank You

At 10:02am on April 2, 2013, Crystals Cave said…: thank you.

At 7:07pm on March 22, 2013, Patricia Ann Chambers said…: I am not sure how to work this site. Will you please accept my request to be a friend? Please.

At 7:03pm on March 22, 2013, Patricia Ann Chambers said…: Have you bee involved in a foreclosure fraud? I think I am.

At 8:39pm on March 14, 2013, MariaIsabel Bartra said…: thanks, KT! i caught it and knew what you meant :-) much appreciated!

At 8:38am on March 5, 2013, luis gajardo said…: Thank still trying to figure this out maybe you can help. Do you know if they are doing forclosures in DC

At 7:40pm on March 2, 2013, Ianthe Irene Livadas said…: Thank you. I am very glad to have found it. The name "Foreclosure Hamlet" is perfect! I hope it helps me too -- and that whatever I may contribute here helps many others too.

At 10:07pm on February 14, 2013, looking for help said…: Thank you, I hope so to.

At 5:15pm on February 12, 2013, Sharon Nettleton said…: Thank you, still a little confused about where to find things, but searching and enjoying all the wonderful information and comments. I will be around for a while for sure.

At 7:45pm on February 9, 2013, Kevin Keyes said…: Thanks. Hope to learn and teach where I can.

At 2:05pm on February 7, 2013, Josh Simms said…: Thanks! I'm looking for a signature of a possible robo signor. His/ her name is Youda Crain. How would I go about getting an example? I know other users have posted comments about this signature but I haven't been able to find an example.

At 1:13am on February 7, 2013, elspethmchugh said…: Hi KT - how rude of me not to reply but I just saw your message when I visited my profile for the first time. Thanks for the welcome,

At 7:52pm on February 5, 2013, Patricia said…: Thank you for the warm welcome, KT.

I hope to find some help (here) for my daughter whose home was foreclosed on in West Virginia.

At 3:30pm on February 5, 2013, Nancy Cummins said…: Thank you KT.

At 2:26pm on January 31, 2013, Stefanie Chandler said…: Is there a list of names proven to be used as robo-singers? I have 1 name that has already been proven in court as a fraud but I am looking for 2 others

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