Supporting, Informing & Connecting People in Foreclosure

KT Female: Like

0 members like this; Share Twitter

Blog Posts (2)
Discussions (12)
Events
Videos

KT's Likes

KT's Friends

View All

KT's Discussions

Mortgage Fraud explained for the average person

Started this discussion. Last reply by Angry&NOT TAKING IT May 12, 2011. 6 Replies 0 Likes

Im came across this article while researching my mortgage fraud, the layout is quite nice and easy to comprehend...It explains the process of a mortgage from start to finish! Continue

Tags: investigations, fraud, mortgage

View All

KT's Page

Latest Activity

Dave LeForge left a comment for KT

Thank you KT, our story is quite extensive, where as it all started a few years ago. I would be happy to email you a copy of our detailed story, as it is over 10 pages long.

Sunday

Paul Lee left a comment for KT

I'm glad to be here KT, I to have been researching the banking industry myself since the foreclosure process started against me. I am shocked at what I have found, we lost our home anyway once the ball started rolling there was no stopping it…

Sunday

KarinA left a comment for KT

Hello KT, I am doing research about Deutsche Bank in Florida. Are there vacant DB properties you know of in Palm Beach County? Thanks, Karin

Jan 29

Aylasaur left a comment for KT

Thank you. Good to be here. Hope to learn, get help, share ideas and provide support.

Jan 28

glubglub left a comment for KT

Thanks KT. I have a feeling that we'll meet each other soon. :-) Mebbe with KP and LDL???? ;-) Have a good weekend.

Jan 28

Isolde left a comment for KT

Thank you!

Jan 25

David Moya left a comment for KT

Thank you !!! I am a securitization auditor, in anything i can help you let me know. God Bless ! David

Jan 24

4EqltyMom left a comment for KT

Hi KT. Thanks. I've trolled the Hamlet before, but finally bit the bullet and joined. :) See you around!

Jan 24

House of Evans left a comment for KT

Thanks! Hope you are having a great day. My court date is 2/7 and I'm pro se. I'm a bit nervous.

Jan 16

jennifer left a comment for KT

HI, KT! Time is ticking away...But, I feel confident in filing a complaint against my servicer and the successor trustee...

Jan 15

Frank Ramon left a comment for KT

Thank you KT. I will need to get familiar with the Hamlet. We are putting up a fight to against mortgage fraud with our home.

Jan 13

NAACP Chgo Far South Suburban left a comment for KT

Thanks. Our branch has been lending its support to stop illegal foreclosures. We are here to help in any way we can.

Jan 13

Doris Tucker left a comment for KT

Thank U, good to be here, I do have a question about foreclosure, how can a mortgage company foreclose on an account you didn't sign for? If you are in bankruptcy 2007 how can the mortgage company report you in foreclosure 3 years under a…

Jan 12

Linda Dale left a comment for KT

Thanks a lot KT for adding me

Jan 10

Kartika Kelley left a comment for KT

Thank You! I look forward to learning more, education is so powerful! Kartika Kelley

Jan 3

Mike Budd left a comment for KT

Hi KT, I'm active with Occupy Palm Beach County and want to educate myself and others about foreclosures -- and then take direct action. I'm in touch with Lisa, and am looking forward to learning more. Mike

Jan 3

Profile Information

Which state do you live in? (2 letter): ME

How did you find out about this site?: RESEARCHING MY FORECLOSURE...I FOUND ACE!!!

Where are you in the foreclosure process?: Served with papers in a judicial state, Defending my home

How many months have you tried to work with your unresponsive loan servicer?: OCTOBER 2009

Im so pleased to be apart of this website, thanks so much to those who made it possible... Ace, Capt, Lisa and Lela

Im just beginning to start my fight to save my home, I started researching March 2, 2010 and I haven't stopped since. I have researched several hundreds of hours just trying to learn the banking industry...
Everything that goes along with a mortgage foreclosure is over whelming, so I decided to start at the beginning...

I got started by typing "FORECLOSURE" in a google search and clicked on everything that was listed, this is when I landed on a site called
www.4closurefraud.org ...Here I found a post called "Guide To Looking up Public Records" and from there I was well on my way to finding the fraud on my mortgage papers...

It all started with an assignment of mortgage/deed of trust, (something I had never seen nor heard of) while armed with my recent knowledge of looking up my public records, I was able to quickly spot my fraudulent signer listed below...

Mary Jo McGowan-Signer
Maria Leonor Gerholdt-Notary

I have found that Mary Jo McGowan is listed on my papers as VP of Union Federal Bank of Indianapolis, signing over to MERS as nominee for CtiMortgage Inc... She is also claiming to be,

VICE PRESIDENT OF:

Chase Home Finance (affidavit)
Chase Manhattan (affidavit)
Chase Home Finance
Chase Bank USA N.A.
Union Federal Bank of Indianapolis
Washington Mutual
MERS (Satisfaction)

At one time is was also a notary...

Notary Notary ID: 1012235
Last Name: MCGOWAN
First Name: MARY JO
Middle Name: Josephine
Birth Date: 07/02/49
Transaction Type: NEW
Certificate: DD 236404
Status: EXP
Issue Date: 07/31/03
Expire Date: 07/30/07
Bonding Agency: Florida Notary Association, Inc,
Mailing Address: HUDSON, FL 34667

She was once employed with NATIONWIDE TITLE CLEARING located in Pinella's county Palm Harbor FLORIDA, this is where all of my fraud is coming from...I believe her notary is still employed there. MARIA L. GERHOLDT

Anyone with any information, direction, a good laugh, knowledge in finding my investors would be much appreciated!!!

Blessings to all,
Willing to fight for what I believe in and willing to help others along the way.

KT's Blog

NIA believes "Meltup" is the most important economic documentary ever produced in world history

Posted on May 13, 2010 at 8:34pm 1 Comment 0 Likes

A must watch for all...

http://inflation.us/videos.html

Had fun researching these sites, thought I'd share!!

Posted on May 13, 2010 at 2:56pm 1 Comment 0 Likes

Some great informational sites...

http://ssgoldstar.websitetoolbox.com/post?id=2926145

http://seminal.firedoglake.com/diary/22100

http://seminal.firedoglake.com/diary/40770

Comment Wall (558 comments)

You need to be a member of Foreclosure Hamlet to add comments!

Join Foreclosure Hamlet

At 8:28am on February 5, 2012, Dave LeForge said…: Thank you KT, our story is quite extensive, where as it all started a few years ago. I would be happy to email you a copy of our detailed story, as it is over 10 pages long.

At 8:09am on February 5, 2012, Paul Lee said…: I'm glad to be here KT, I to have been researching the banking industry myself since the foreclosure process started against me. I am shocked at what I have found, we lost our home anyway once the ball started rolling there was no stopping it rolled right over me. This all started over a loan mod. it seemed every corner we turned there was more fraud. At one point we early in the process I called HOPE a non profit talked to a lady whose name was Gloria,in short seemed to me just to be another stall tactic ( HOPE a none profit funded by the bank why would they bite the hand that feeds them) I'm glad I found this wed site as well most people do not even know what fraudclosure is,I come from a large family many many cousins this has happened to at least 6 of them that I know of. Icould go on and on . Thanks for the welcome KT.

At 4:25pm on January 29, 2012, KarinA said…: Hello KT, I am doing research about Deutsche Bank in Florida. Are there vacant DB properties you know of in Palm Beach County? Thanks, Karin

At 10:09am on January 28, 2012, Aylasaur said…: Thank you. Good to be here. Hope to learn, get help, share ideas and provide support.

At 10:21pm on January 27, 2012, glubglub said…: Thanks KT. I have a feeling that we'll meet each other soon. :-) Mebbe with KP and LDL???? ;-) Have a good weekend.

At 10:25pm on January 24, 2012, Isolde said…: Thank you!

At 4:20pm on January 24, 2012, David Moya said…: Thank you !!!

I am a securitization auditor, in anything i can help you let me know. God Bless !

David

At 3:36pm on January 24, 2012, 4EqltyMom said…: Hi KT. Thanks. I've trolled the Hamlet before, but finally bit the bullet and joined. :) See you around!

At 12:13am on January 16, 2012, House of Evans said…: Thanks! Hope you are having a great day. My court date is 2/7 and I'm pro se. I'm a bit nervous.

At 10:22pm on January 14, 2012, jennifer said…: HI, KT! Time is ticking away...But, I feel confident in filing a complaint against my servicer and the successor trustee...

At 11:18pm on January 12, 2012, Frank Ramon said…: Thank you KT. I will need to get familiar with the Hamlet. We are putting up a fight to against mortgage fraud with our home.

At 7:39pm on January 12, 2012, NAACP Chgo Far South Suburban said…: Thanks. Our branch has been lending its support to stop illegal foreclosures. We are here to help in any way we can.

At 6:11pm on January 12, 2012, Doris Tucker said…: Thank U, good to be here, I do have a question about foreclosure, how can a mortgage company foreclose on an account you didn't sign for? If you are in bankruptcy 2007 how can the mortgage company report you in foreclosure 3 years under a different account #, but you were still in bankruptcy? Isn't that fraud on 2 accounts?

At 12:08am on January 10, 2012, Linda Dale said…: Thanks a lot KT for adding me

At 5:24pm on January 5, 2012, Karen Chun said…: Thank you! We are very grateful for you support of our Hawaiians being evicted from their ancestral land. It is estimated that there are 60,000 fraudulent foreclosures/potential foreclosures in Hawaii using faked loan transfers. The Tehiva family was a particularly unjust one.

At 5:23pm on January 3, 2012, Kartika Kelley said…: Thank You! I look forward to learning more, education is so powerful!

Kartika Kelley

At 1:20pm on January 3, 2012, Mike Budd said…: Hi KT,

I'm active with Occupy Palm Beach County and want to educate myself and others about foreclosures -- and then take direct action. I'm in touch with Lisa, and am looking forward to learning more.

Mike

At 12:38pm on January 1, 2012, Gail Susan said…: Thank you so much!

At 6:20pm on December 29, 2011, glenn e. cernicky said…: Thank you KT. I'm glad to be back, and this time I have been served my papers, and I will help others and the General Public, with my progress. They "Banksters" have just kicked over, a Hive of Killer Bee's!!! :)

At 12:26am on December 24, 2011, Magdalena AAAAA said…: Thanks, KT. I'm glad I found this site. Hope to get more involved in the coming days and weeks.