AceOfHeart2012's Page

I’m called Ace. I’m also called Randy-Wayne: of the Fricke family. I am a peaceful inhabitant of earth. My friends call me Ace.

Like many other people caught up in the current mortgage/foreclosure fiasco I too started out by becoming aware of the fraud that is inherent in the standard mortgage. The lack of full disclosure. The legalese. The subterfuge and obfuscation etc...

I began researching and investigating and as I began forming questions in my mind I first contacted ASSOCIATED BANK of GREEN BAY, WISCONSIN (alleged 'lender') officials for answers. All requests for rebuttal have to date remained unanswered.

The main point that most attorneys and reporters involved in the ‘fraudclosure’ issue have yet to realize in all of this is as I have discovered is the issue of capacity and standing.

The fraud starts with the question: Where does the money come from that funds the mortgage (‘loan’)?

Answer: When a mortgage loan is made, the principle is created out of thin air. The interest isn’t. It is a fact that banks are not allowed to lend on their assets nor on the assets of their depositors. Where then do the funds come from for a bank loan such as a mortgage?

The funds come from the signature of the 'borrower'. The new note is then stamped 'pay to the order of' and (unlawfully) converted into a security which the bank records as an asset and opens a demand deposit account in the ‘borrowers’ NAME but of course does not disclose this fact. The bank then cuts a check and pays the seller.

Then, through sheer fraud the bank dupes the 'borrower' (read: true creditor) into agreeing to pay back the 'loan' that the bank now has in the deposit account they opened in the ‘borrowers’ NAME and once a homeowner figures this all out and stops making the payments on the fraudulent 'loan', the bank proceeds to foreclose. The truth? The bank NEVER owned the home to begin with. This makes the real issue CAPACITY and STANDING.


The signed mortgage note is (which is unlawfully converted) securitized and thus pays for the house in full.

The bank (the so-called 'lender') takes the just signed note and deposits it into a deposit account the bank opens in the 'borrower's' NAME (but does not disclose this of course) then creates a check out of thin air which pays off the seller.

The bank then sells the note to the Federal Reserve Bank who pays the bank full face value of the note. You now own the home free and clear.

The bank then encumbers the ‘borrower’ further by tricking the ‘borrower’ into agreeing to ‘pay back’ the ‘loan’. That’s the second dip.

Once the ‘home owner’ stops paying in lieu of answers, rather than answer questions that would expose the fraud, the bank files an insurance claim on the ‘no-performing account’ and gets paid full face value yet again! This is classic ‘triple dipping’!

Then the bank initiates foreclosure proceedings and gets yet a fourth dip! And here’s the real kick in the crotch: The bank NEVER OWNED THE HOME TO BEGIN WITH!!!

So, figuring that since I’d paid the bank over $85,000 on an original finance of $29,250 that that was enough until I get some answers. I figured I owned the home three times over. The only answer I got was a foreclosure lawsuit.

My first hearing was held October 27, 2006 at 11:00 AM with the man doing business as THE HONORABLE JUDGE (Dale T. Pasell) presiding. I will make the transcripts from that hearing available upon request which corroborates that I immediately silenced the attorney representing ASSOCIATED BANK as a third party interloper with no first hand knowledge of the matter,(GREEN BAY, WISCONSIN) the man doing business an ATTORNEY FOR THE PLAINTIFF one John A. Cravens of the Law Firm MALLERY & ZIMMERMAN based out of WAUSAU, WISCONSIN. Once I shut Cravens down he didn’t utter another word for the remainder of the proceedings. Clearly, as the PLAINTIFF was unable to proceed, the case should have been dismissed. But then the most perculiar thing happened. Judge Pasell took over prosecution of the case! Clearly this is at least conspiracy if not outright judicial misconduct as once the prosecution is rendered impotent, if the PLAINTIFF is unable to proceed, the case must be dismissed with prejudice. It was not.

Pasell then proceeded to ‘railroad’ me as I demanded to see the note. I was one of the pioneers of the “show me the note” technology. He only replied: “Duly noted.”

I also demanded that he present his Oath of Office which he remained silent on. Silence in that situation (where there’s a duty to speak) is evidence of a fraud. I also have on the record reference to the phone call I made to the WISCONSIN SECRETARY OF STATE (office) verifying the fact that Pasell had no valid Oath of Office on file at the time of the hearing with that controlling authority. Again. Silence. I also have Pasell and Cravens on conflict of interest because both were (at the time of the hearing) members in good standing of the same private members only club. THE WISCONSIN STATE BAR ASSOCIATION. Also, as I grasp it, there are only two States (Alaska and Hawaii) that allow sitting judges to be active members of a BAR ASSOCIATION.

Again, Pasell clearly ‘railroaded’ me in his rush to summary judgment which is pre-adjudicated (in foreclosure cases). The NOTICE OF SUMMARY JUDGMENT however was signed by Cravens. Not Pasell. The WRIT OF ASSISTANCE also was not signed by Pasell, but by the man doing business as THE HONORABLE JUDGE SCOTT HORNE (Scott Horne). Even the NOTICE OF EVICTION wasn’t signed by Pasell, but by the man doing business as LA CROSSE COUNTY SHERIFF STEVE HELGESON (Steve Helgeson). I even have two completely different copies attested to (and notarized) of the NOTICE OF FORECLOSURE SALE signed by Steve Helgeson each bearing a completely different date, and signature. They can’t be true copies as attested to by one Tamara O. Karl and notarized be one (looks like Loraine) Kottke.

The hearing is merely a stage play, a ‘smoke and mirrors/dog & pony show’ if you will to give the sheeple in the gallery the impression that they’re getting their ‘day in court’. It’s all a sham. The case is decided before the case is even called.

I also have the woman doing business as LA CROSSE COUNTY REGISTER OF DEEDS (Cheryl McBride) and her superior, the man doing business as LA CROSSE COUNTY (WISCONSIN) CORPORATE COUNSEL William A. Shepherd on USC TITLE 18 (carrying away) violations for not allowing me (or providing a reason for not allowing me) to record two proper affidavits into the public record proving that Pasell was not signing documents and that he was also withholding vital documents from the case file that would have provided a positive and affirmative defense in the case. Documents I never received yet were magically in the case file or on his desk at the hearings.

I did not consent and/or accept Pasell’s ‘orders’ and opted to remain in my ‘castle’.

The electricity had been shut off. My phone was shut off. I was never properly served and noticed of ANYTHING.

My castle was subsequently raided on June 28, 2007 at 1:00 P.M. (again by an order signed NOT by Pasell, but by Sheriff Steve Helgeson) by at least 30 armed, locked and loaded gunmen doing business as THE LA CROSSE COUNTY SHERIFF’S DEPARTMENT S.W.A.T. TEAM.

These armed thugs battered and broke through my front door and kidnapped myself and my 19 year old son Raleigh at gunpoint in front of at least 50 neighbors, bystanders and onlookers.

I was forced at gunpoint to lie face down on my bedroom floor and handcuffed. I noticed all present by stating: “I am neither resisting, nor am I assisting.”

I banished fear at that moment. Very easy to do with 15 laser sighted, semi-automatic weapons trained on your vitals.

After a few minutes I was stood up and informed that we were going to walk out. I informed the attending masked agent that I was not walking out of my own volition, that the minute I took my first step I would go limp and that he better get another agent on me. The two started to move and as promised, I went limp and they then dragged me to the front door of my dwelling. Once I was outside I resumed my volitional, upright posture. Raleigh and I were ‘perp walked’ in front of my neighbors and placed in the back seat of a waiting LA CROSSE COUNTY SHERIFF’S DEPARTMENT squad car. We were not restrained pursuant to Wisconsin Statutes 347.48 “All drivers of motor vehicles and all passengers over the age of four must wear safety belts.” Maybe since Raleigh and I are NOT ‘persons’ is the reason the Deputy didn’t put seat belts on us. As I recall the two deputies who transported Raleigh and I to the jail didn't wear their seat belts either.

I was never once informed that I was under arrest, nor was I read my Miranda rights. In fact, the eviction order signed by the Sheriff said nothing about the possibility of arrest and incarceration. I didn’t see that one coming at all. I figured they'd just toss me out on the lawn and tell me to hit the bricks.

Raleigh and I were transported to THE LA CROSSE COUNTY JAIL. I never gave a NAME, nor consented to a breathalyzer nor did I consent to a nurse’s questionnaire administered by yet again a third party interloper (JAILER) with no first hand knowledge of the matter. I made it clear that this was outright kidnapping. I was never offered a phone call nor counsel and was held in solitary confinement for the following 24 hours.

Never formally informed that I was under arrest, I was somehow charged with ‘obstructing and resisting’ which in WISCONSIN carries a $10,000 fine and 9 months in STATE PRISON. I was held overnight and taken shackled (hands and feet like a raving rapist) to ‘intake court' the next day, Friday June 29, 2007 at 1:00 PM and after signing a $1000 Signature Bond (without liability pursuant to UCC 3-402) was released.

With the entirety of my earthly belongings secreted away from me and held for a further $2000 ransom I was officially homeless. I had nothing save the clothes on my back that I was kidnapped in the day before.

Thankfully my dearest friend Steve Hulberg was in town visiting when this all transpired and he met me outside of the courthouse/jailhouse and took me to get something to eat, then he took me to the Guest House Motel where he got me a room for the weekend to ‘chill out’ after the previous traumatic events of the preceding 24 hours. Thank God for you Steve! I owe you big time.

Within a week of receiving that (worthless) bond however, DISTRICT ATTORNEY Todd Bjerke, who had just been appointed/elected/selected judge offered me in writing (wet ink signature and everything) to reduce the charges down to a (get this) $5 Ordinance Violation plus $125.30 court costs. He also requested that I write a letter of apology to the Sheriff for taking him away from his donut break and making him come and talk to me on the 28th. I demanded his presence on site so he could witness his handy work. These (above the law) ‘officials’ are so far removed for their crimes that they never have to witness the carnage and suffering they perpetrate and visit upon their brothers all for a paycheck. I made him stay and watch the carnage. I didn’t know at the time with those laser sighted automatic weapons trained on me if I was going to live or die. All I know is that in that one single moment of clarity, I banished fear forever. Priceless!!!

While on my way to incarceration a crew hired by THE SHERIFF removed (stole) the entire contents of my home and secreted it away at an undisclosed (to me) location until the ‘purchaser’ of my home would later extort yet another $2000 out of me as ransom for my belongings. Another kick in the crotch is that my home was sold at SHERIFF’S AUCTION for nearly $20,000 more than I allegedly ‘owed’ on the ‘loan’. That’s MY money too as I see it!

My trial was scheduled for August 31, 2007 and in my pre-trial meeting two weeks prior with the D.A. (who was not in attendance) I did the same thing to his assistant, one JESSICA S. (Skemp) that I did to Cravens at the hearing dismissing her as a third party interloper with no first hand knowledge of the matter. I got her to agree (and sign albeit reluctantly) to waive the $5 O.V. and the $125.30 court costs and I agreed to write the apology letter to the Helgeson which was a half a page of mostly illegible gibberish that looked as if a monkey had written it. (I just couldn’t resist…)

On August 31, 2007 I still (even though the ‘obstructing and resisting’ charges had been dropped) attended the scheduled hearing as I know that a favorite trick of the usurpers (those who derive a bogus livelihood off the backs of the people without producing any real value of their own) is to tell you that you don’t need to show but then when you don’t they issue a bench warrant and drag you back into their game. They do this all the time as I grasp it.

The woman doing business as THE HONORABLE JUDGE RAMONA GONZALES (Ramona Gonzales) had the updated info in front of her and I told her that I had waived all benefit privileges and here’s the letter to the Sheriff. All she said was: “OK. Have a nice day Mr. Fricke”. I had to correct her on addressing me as ‘Mr.’ as I am NOT a ‘mystery’ (which is where the word mister comes from etymologically). Then I passed the sealed envelope to her and left the same way I entered. Free. Which also proves that my arrest and detention were unlawful and the charges bogus as well. I would have loved to have seen the look on Helgeson’s face when he opened that envelope.

Like I said, I have the transcripts ordered and on the way corroborating my account. I even have a signed statement from the woman doing business as THE CLERK OF COURTS PAMELA RADTKE (Pam Radtke) stating that she (as KEEPER OF THE RECORD) couldn’t say whether or not there were docs missing from the case file. The docs that the affidavits (which I also still have) I was not allowed to record would have implicated Pasell USC TITLE 18 violations and conspiracy with the bank.

I’m seeing that my account and others like mine are gaining the proper traction now and that soon, and very soon indeed, some ‘controlling authority’ somewhere will summarily reverse ALL foreclosures dating back to at least Y2K (for starters) and reconvey ALL property back to those who were evicted unlawfully.

As Attorney Michael Pines states in his recent appearance with you on Dylan Ratigan, he’s talking about how no one knows for sure who actually owns any note going back to at least 1980!

Michael Pines: "This is not only residential, this is commercial and I say with a high degree of confidence that nobody in this country knows for sure who owns ANY real estate; residential or commercial. The only real estate that we can be sure of where we KNOW who the owner is, is perhaps somebody who paid off their property BEFORE the 1980’s when securitzation started, owned it free and clear and passed it down from family [member] to family [member]. Other than that, in my opinion, ANY piece of property that was bought, sold or refinanced since the early 1980’s when securitzation started until now, NOBODY knows who owns that property. Nobody.”

Pines also goes on to state that according to NY TIMES reporter Gretchen Morgenstern, the total amount of money involved is $45.5 Trillion (with a ‘T’) which is twice the size of the U.S. Stock Market.

I’m ramping up and intend on procuring co-counsel and going for the gusto. I want my foreclosure reversed, my property reconveyed, and all agents involved with the fraud brought to justice. This cannot go unanswered. I intent to sue LA CROSSE COUNTY WISCONSIN off the face of the earth. I am also will to split any award 50/50 once successful. I know I could round up 10 bloodthirsty lawyers that would chomp at the bit to run with this one. You are one of them Michael.

I appreciate your attention. My ultimate goal in all of this is to see all mortgages forgiven and all foreclosures reversed and title reconveyed to the victims of foreclosure and eviction dating back to the bankruptcy of 1933 along with education as to how the people can apply and benefit from House Joint Resolution 192 (Public Law 73-10) March 5, 1933 signed into law by FDR. Imagine how our economy will be stimulated if homeowners have that extra $500 to $5000 per month to spend back into the economy. No that’s a real stimulus package!

The banksters were given enough money in the last bailout to forgive every mortgage and reconvey every deed in this country. But NO! Once again they got it all in bonuses and pocket lining and now can’t account of nearly half of it.

How much longer are we going to condone usury? These usurpers are guilty of what are clearly crimes against humanity. We were all born on this planet. We shouldn’t have to suffer scraping an existence for a roof over our heads and food on the table on the planet we were born on. Especially not for the unjust enrichment of a selected few.

Obama promised change. OK. I’d like some back. Forgiven mortgages, ending foreclosures and reconveyed properties would unleash billion$ back into the economy. Come on Barack, put OUR MONEY where your mouth is.

And for the really twisted part of all this: I was NEVER properly physically served the summons and complaint. The process server NEVER had contact with me yet signed an affidavit and took the $35 fee. Even my court transcripts are incomplete and inaccurate!

I am currently seeking advocacy (an attorney) to co-counsel with me in recouping my loss of equity and dignity through fraud. I am willing to agree to a 50/50 split with the right party who (in my case) can void the judgment (as I was never properly served), reconvey clear title to ME (on the property I paid for three times over) and recoup damages (perpetrated upon me through fraud). There are several other stipulations I will discuss only in private.

Interested parties may contact me at: randyfricke@yahoo.com

By: Randy-Wayne: of the Fricke family.
Peaceful inhabitant of earth…