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Which state do you live in? (2 letter): CA

How did you find out about this site?: invite

Where are you in the foreclosure process?: Lost my home trying to get it back

How many months have you tried to work with your unresponsive loan servicer?: I had tried for 4 months prior to them starting foreclosure

Abby's Blog

FATAL BREAKS IN THE CHAIN! CLASS ACTION CERTIFICATION WELLS FARGO AS TRUSTEE FOR CARRINGTON MORTGAGE LOAN TRUST SERIES WITH NEW CENTURY ORIGINATING ALL THE LOANS

Posted on May 3, 2013 at 7:51pm 0 Comments 0 Likes

FATAL BREAKS IN THE CHAIN!!

this is a new class certification re: Wells Fargo serving as trustee of the Carrington Mortgage Loan Trust Series 2006-NC3. All loans originated by New Century Mortgage.…

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CALIFORNIA PRO SE WINS APPEAL AGAINST JPMORGAN CHASE - CERTIFIED FOR PUBLICATION- MARCH 2013

Posted on March 19, 2013 at 2:14pm 2 Comments 0 Likes

CALIFORNIA PRO PER WINS APPEAL AGAINST JPMORGAN CHASE

http://www.scribd.com/doc/131275007/CALIFORNIA-Pro-Se-Wins-Appeal-West-v-JP-Morgan-Chase-March-2013

BIG LAW FIRM OPPOSED HER

IS THE BANKRUPTCY TRUSTEE REALLY GOING TO DESTROY EVIDENCE? HORRORS

Posted on February 20, 2013 at 1:32pm 0 Comments 0 Likes

HERE YOU GO--BANKRUPTCY TRUSTEE'S LAW FIRM FILES LEGAL MOTIONS TO GET JUDGE TO APPROVE WHOLESALE DESTRUCTION OF MORTGAGE LOAN FILES---EVEN GOING BACK AS FAR AS 2004! THESE WOULD BE THE MORTGAGE LOAN FILES AND OTHER DOCUMENTS (SECURITIZATION RELATED, OPERATIONS) FOR................…

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Homeowner goes after New Century in the Delaware Bankruptcy Court!! Motion to Deem Claim.....

Posted on February 6, 2013 at 6:20pm 0 Comments 0 Likes

New Century Mortgage (and Home123 Corp) filed for bankruptcy in Delaware on 4-2-2007. The bankruptcy is still ongoing as of Feb. 6 2013. Numerous pro se homeowners are up there fighting hard.

Even though the bar date came and went with no homeowner/borrowers ever considered as creditors nor were they notified, many pro se are filing late filed claims. The Third Circuit appeal decision in 2012 in the Wright v Owens Corning case should be applied to these homeowners…

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Comment Wall (9 comments)

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At 3:26pm on May 1, 2012, L said…: HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY TRUSTEE ALAN J...

At 4:04pm on August 8, 2011, Randy (Randolph) Frodsham said…: Three weeks ago I was one of several representatives from various non-profits around the State on a teleconference with the CA Attorney General, Kamela Harris, and some of her staff. Toward the end of the call, I asked the question when is something going to be done about the entities that are foreclosing on homeowners when they have no legal standing to do so? The response my question was the deadest silence you could ever hear. When someone finally did speak, they said that it would be best to discuss individually after the call, then they never gave any way to contact. And, to date, I have heard nothing.

At 9:36am on March 8, 2011, Randy (Randolph) Frodsham said…: I placed a general post on the Blog under "Shout Out to all California homeowners."

At 11:47pm on March 7, 2011, Randy (Randolph) Frodsham said…: That's an excellant idea. However, if I (one person) and you (again, one person) each contact our State Rep and Senator, it won't have much impact. However, if we could get each of the over 300 California homeowners that are members of ForeclosureHamlet, that wouls start to make an impact. Do you know if there is any way to do that?

At 9:32pm on March 7, 2011, Randy (Randolph) Frodsham said…: As I read AB 1321 (CA) (found at http://e-lobbyist.com/gaits/text/187323), it too is flawed. Proposed Section 2934(a) says that the TD must be recorded within 30 days of execution. That's fine as far as it goes. Section 2923.7 is added requiring that an assignment be recorded at least 45 days before a NOD is recorded. The bill appears to do nothing to address any transfers in ownership of the note that may occur between those two events. That is exactly what MERS does. The Counties of California have failed to collect millions of dollars in recording fees that would be due had all the appropriate assignments been recorded as they should have been. When the mortgage loans, evidenced by deeds of trust are transferred between investors there has been only an accounting entry in MERS in lieu of the appropriate public notice (assignment) that should be recorded each and every time such a transfer occurs. This has contributed to a small degree to the State's current fiscal situation. The bill should be amended to state that when any interest in a mortgage promissory note is transferred, an assignment must be recorded in the County Recorder's Office where the property is located - but I don't expect to ever see it.

At 5:11pm on March 7, 2011, Randy (Randolph) Frodsham said…: SB 1259 (AZ) has, what I believe to be, a huge flaw, if the servicer is the same as the originating lender, they are exempted from filing the chain of (note) title with the Notice of Trustee's Sale.

At 4:07pm on February 25, 2011, gregory said…: I was informed today that the deadline for california bill submissions has expired for this year. "WTF" They should have the balls to go to the governors office and get him to get some emergency legislation going. California always misses the boat.

At 12:08am on September 6, 2010, Millie said…: Hi Abby! Welcome! I heard you are in CA...is that right? I am also in CA, and fighting foreclosure Pro Se. Have 2 cases: 1 unlimited civil, and a UD, with my hearing in 3 days! The bank is plowing right ahead, trying to beat the hearing date for the civil case. My email is mp3rmd729@gmail.com. I'd love to talk to you about CA foreclosures and court procedures. Again...Welcome!

At 4:41pm on October 17, 2009, L said…: Welcome to Foreclosure Hamlet! I invite you to look around, make suggestions, give advice, and help build this to reach it's potential.

Lisa E