ISO Signers

Comment

Comment by Shelley Erickson on August 23, 2011 at 10:07pm

Salient points of Judge Mann's Decision:

1. TRUTH IN LENDING  was dismissed because they were time-barred. LESSON: Don't ignore TILA claims or TILA audits. Get a forensic Analysis as early as possible, assert them immediately, assert rescission as soon as possible. TILA has teeth, but if you assert it late in the game.
2. YOU CAN'T FORECLOSE ON UNRECORDED INSTRUMENTS: Judge Mann came right out and said the California Supreme Court would not and could not decide otherwise. Any other holding would defeat the purpose of recording and create uncertainty in the marketplace. This will cause a lot of grief to pretenders. It is getting harder for them to come up with people who are willing to lie, forge or fabricate documents. Getting a notary to affix their signature and seal will soon be a thing of the past unless the signature, the person and the document is real.
3. THE ASSUMPTION THAT THE LOAN IS IN DEFAULT IS STILL A PROBLEM: As long as lawyers and pro se litigants are willing to concede that the obligation was in default, they are giving up their largest chip --- i.e., that the loan was not in default and the loan was not subject to a perfected lien for the same reason that the court cites in its opinion. Our loan level analysis shows repeatedly that in most cases the servicer is continuing to make payments and reporting to investors that the loan is performing even as they send delinquency letter's notices of default and notices of sales. The Court missed this point because nobody brought it up. Don't expect the Court to do your work for you. If you have reason to believe that the servicer is still paying on your loan you should be stating that the loan is not in de fault, denying any delinquency to the creditor and objecting to any action that is based upon the premise of "default." Note that if the servicer is paying your bills, the servicer MIGHT have a right of action against you, but it certainly isn't under the terms of the note or mortgage.
4. THE ASSUMPTION THAT A VALID PERFECTED MORTGAGE LIEN EXISTS IS STILL A PROBLEM: Again, the problem is not with the Courts but with the lawyers and pro se litigants who simply assume that this is not an issue. Put yourself in the banks' shoes. If all you had were nominees for undisclosed principals on the note and mortgage would you be OK with that? No? Then the lien was never perfected, which means for legal purposes it doesn't exist. Just because it shows in black and white doesn't make it true. LESSON: Deny the lien exists, deny it was perfected and make them prove how it was perfected. They can't. In most cases neither the mortgage originator nor the nominee beneficiary (MERS) had a disclosed lender or beneficiary, nor did they incorporate the real terms of  the payment to the investor/lenders. If this was a law school exam and the student wrote that the loan was perfected, the grade would be "F".
5. THE ISSUE OF FEDERAL PREEMPTION AND THEREFORE JURISDICTION AND VENUE ARE STILL IN FLUX: This Judge found that federal preemption prevents the homeowner from alleging TILA as state claims. The courts are not decided on this and the issue of res judicata and Rooker -Feldman will come into play once the issue is really resolved with finality. Beware then how you assert a claim and that you don't let the statute of limitations run out by failing to assert the right claim under

Comment by Gizzle on August 23, 2011 at 9:54pm

Thanks Shelley, but I'm trying to find a series of notary violations.

 

Comment by Shelley Erickson on August 23, 2011 at 9:53pm

Gizzle; Hope this helps you:

August 22, 2011

Via Certified Mail #7009 0820 0001 9260 0787

Rhonda Rorie

C/O Cal-Western Reconveyance Corporation

525 East Main Street

El Cajon CA 92020

RE:  Notary Journal Entry Request

Dear Ms. Rorie,

Your notary commission expired on May 16, 2010, therefore, pursuant to California Government Code Section 8209, Within 30 days from the date the notary public commission is no longer valid, the notary public must deliver all notarial journals, records and papers to the county clerk’s office where the oath is on file.  If the notary public willfully fails or refuses to do so, the notary public is guilty of a misdemeanor, and shall per personally liable for damages to any person injured by that action or inaction. 

According to the San Diego County Clerk’s Office, you have not delivered the required documents to their office and are in violation of the above referenced Government Code.

Therefore, pursuant to California Government Code Section 8206c, I am hereby requesting through an official written request for a photo static copy of a transaction in your notary public journal.  The requested transaction is as follows:

Notice of Substitution of Trustee

Executed by Pamela E. Campbell, as Assistant Secretary of MERS

XXXXXXXX, Trustor

Acknowledged on March 23, 2009

Finally, pursuant to California Government Code Section 8206c, you are required to respond within 15 business days after receipt of this written request.

You may mail the requested information to my attention;

HOMEOWNER NAME

ADDRESS OF HOMEOWNER FOR RECEIPT OF LEGAL BUSINESS

Thank you for your immediate attention to this matter.

Sincerely,

HOMEOWNER

 

 

 

Add a comment to this post

 

WordPress.com | Thanks for flying with WordPress! Manage Subscriptions | Unsubscribe | Express yourself. Start a blog.

Trouble clicking? Copy and paste this URL into your browser

Comment by Gizzle on August 23, 2011 at 8:49pm

Does anyone have a list of charges to bring against a notary or a request for admissions? I'm going after the surety bond issued by Zurich.

Comment by Allan Richards on August 23, 2011 at 9:58am

WAS ABLE TO PULL UP THE QUICK VIEW OF SHAUN DENIS RIVERS, THIS REALLY HELPS. BUT I CAN'T PULL ANYTHING UP ON AMY?????

Comment by Allan Richards on August 23, 2011 at 9:26am

Shelly, is there any way you could email a copy of these doc's so I can compair signatures? I also am going after the notary, filled out an investigation report to have some investigator in TEXAS do some checking. I would also be more than happy to email you the attachment of Amy's application if you'd like one?

Comment by Shelley Erickson on August 23, 2011 at 2:55am

1. 
   ISO Signers - Foreclosure Hamlet

   
   

   www.foreclosurehamlet.org/pages/iso-signers?page=3- Cached

   I am giving these to my lawyer to prove that my assignment is fraud. ... 3. go after the notary's bond at the same time I do the complaint ... I have three documents, two of my own that show Jeffrey W. Gideon as an Asst. Secretary and ...
   
   ►
2. 
   

Comment by Shelley Erickson on August 23, 2011 at 2:51am

[PDF] 

Assignment: Trull Rd Lot D, Tewksbury [Cabradilla Cirilo D Jr ...

mylandrecords.appspot.com/pdf/ma017-23859-161/.../assignment.pdf

File Format: PDF/Adobe Acrobat - Quick View
Shaun Denise Rivers Notary Public 1 ,j”'*}1~ Miss mvnzs My commission expires: 'ง[)"1/7-BI3 _ y bnigfgisrgggpires i:| No Mortgage Broker was involved in the ...

Comment by Shelley Erickson on August 23, 2011 at 2:45am

1. 
   1 - ISO Signers - Foreclosure Hamlet

   
   

   www.foreclosurehamlet.org/page/iso-signers?id...page=1- Cached

   Aug 5, 2011 – Amy McQueen 649 Ponerosa Dr, Hurst, TX 76053. Agentcy Nna ... evidence (actual documents signed by) of the following potential robo-signers: ...
   
   ►
2. 
   

Comment by Shelley Erickson on August 23, 2011 at 2:43am

August 22, 2011

Via Certified Mail #7009 0820 0001 9260 0787

Rhonda Rorie

C/O Cal-Western Reconveyance Corporation

525 East Main Street

El Cajon CA 92020

RE:  Notary Journal Entry Request

Dear Ms. Rorie,

Your notary commission expired on May 16, 2010, therefore, pursuant to California Government Code Section 8209, Within 30 days from the date the notary public commission is no longer valid, the notary public must deliver all notarial journals, records and papers to the county clerk’s office where the oath is on file.  If the notary public willfully fails or refuses to do so, the notary public is guilty of a misdemeanor, and shall per personally liable for damages to any person injured by that action or inaction. 

According to the San Diego County Clerk’s Office, you have not delivered the required documents to their office and are in violation of the above referenced Government Code.

Therefore, pursuant to California Government Code Section 8206c, I am hereby requesting through an official written request for a photo static copy of a transaction in your notary public journal.  The requested transaction is as follows:

Notice of Substitution of Trustee

Executed by Pamela E. Campbell, as Assistant Secretary of MERS

XXXXXXXX, Trustor

Acknowledged on March 23, 2009

Finally, pursuant to California Government Code Section 8206c, you are required to respond within 15 business days after receipt of this written request.

You may mail the requested information to my attention;

HOMEOWNER NAME

ADDRESS OF HOMEOWNER FOR RECEIPT OF LEGAL BUSINESS

Thank you for your immediate attention to this matter.

Sincerely,

HOMEOWNER

 

 

 

Add a comment to this post

 

WordPress.com | Thanks for flying with WordPress! Manage Subscriptions | Unsubscribe | Express yourself. Start a blog.

Trouble clicking? Copy and paste this URL into your browser: http://subsc

Comment by Allan Richards on August 22, 2011 at 6:31pm

DON DON, Thanks for the information on the S.O.S. I gave the Texas S.O.S. a call to get info on Amy McQueen and Shaun Denis Rivers. All I needed to do was send an email letting them know I needed a Photo Copy of Application & Bond. This was last Wednesday, it was email to me today.

If anyone happens to find anything notarized by these two people with one Jeffrey W Gideon who happens to be the V.P. and Asst Sec of MERS and V.P. of Residential Credit Solutions please let me know.

THANK YOU TO EVERYONE ON THIS SITE, IT HAS BEEN VERY HELPFUL.

Comment by Eric on August 22, 2011 at 1:44pm

IM LOOKING FOR ANYONE WHO HAS AND ASSINGMENT OF MORTGAGE FROM OPTION ONE MORTGAGE CORP. OR ANY OTHER CO WITH THE NAME3 AMELIA CHUTE ASSISTANT SECRETARY.

Comment by DON DON on August 18, 2011 at 3:19am

Here is something that will help, enlighten you, and maybe help someone.

https://mail-attachment.googleusercontent.com/attachment?ui=2&i...

Comment by Randy (Randolph) Frodsham on August 17, 2011 at 4:55pm

951-286-4400

Comment by DON DON on August 17, 2011 at 4:46pm

That was great Randolph, it is very helpful. Eva, signed as a assistant secretary for QLS, however when I called in the past they said that she is their secr/operator. I thought that was interesting that she actually answer the phone for this company.  I have that recorded, however didn't tell them I recorded the call, my mistake.  I will did deeper into this.  Randolph, we are in the same area, I if you email me you info, we can speak a little more on this foreclosure.  I have some really good stuff, to inform you on..

Comment by Randy (Randolph) Frodsham on August 17, 2011 at 11:50am

Don,

Re: Eva Alvarez, QLS is located in San Diego.  According to white pages there are 44 Eva Alvarezes in CA, 2 within commute distance of San Diego.  Eva L. Alvarez, 1461 Country Vistas, Bonita CA (619-424-5916) and Eva O. Alvarez, 4206 Lonnie St, Oceanside, CA (760-630-2428).  Eva L. is 65+, so may be retired; Eva O. is 55-59 so is likely still employed, if working at all.  You might try calling QLS and asking to speak with Eva O. or Eva L. (including the MI when you ask for the name - you may get corrected or be told that they don't have an Eva O but they do have an Eva L.  Then check with the San Diego County Recorder's website to see if you can locate any Eva Alvarezes on the title to any real estate.  If you do, there may be a recorded deed of trust which will 99.9999% propably have her real sig.  Ovbiously you check the address(es) from whitepages.com.  Just some thoughts.

Comment by DON DON on August 16, 2011 at 5:35pm

If it is a notary, you could obtain an actual certified application and bond from the county recorders, On the app. and bond you will have the evidence you need to prove your case.  I have the app. and bond for Bonnie J. Dawson, form Quality Loan Service.  I am looking for a signature of Eva Alvarez from QLS, if anyone have that it would help.  If you look on my page I have an template of a complaint to send to the SOS, you are welcome to it...

Comment by Marcella Stephens on August 16, 2011 at 11:46am

The best way to compare signatures is to obtain the information straight from the Secretary of State, Notary division. Call the state in which the notary is commissioned and ask how to obtain a CERTIFIED COPY of whatever document that state uses to verify signatures. This has been the way I have proceeded and it has worked very well. Also once a signature discrepancy has been confirmed file a FORMAL COMPLAINT with that states notary division. Good luck!

Comment by Randy (Randolph) Frodsham on August 16, 2011 at 11:04am

Hey, folks.  We cannot afford to forget that what we are looking for is E-V-I-D-E-N-C-E.  "I think this is a 'robo-signer'" is a waste of everyone's time.  To have real evidence, you must have a known real signature to compare with the suspected forgery.  If you do an internet search and find twenty variations of the sig you are questioning, unless one of those is KNOWN to be real, you have merely added a 21st 'question mark' to the cloudiness.  For all you know, the sig on your document COULD be the real one.

 

As plaintiff, it is your job to present evidence, not merely raise questions.  Without a known real signature to compare against, you've proven NOTHING.   If you don't PROVE your case, the defendant just sits there and keeps their mouth shut - AND YOU STILL LOOSE (assuming you even get past their demurrer).  This is the beginning of how you WIN!  It is with REAL evidence.

 

What we need is a database of known-to-be correct/accurate signatures.  Sources would include, in the case of notaries, a copy of an application from the Secretary of State, or other commissioning body.  For others, perhaps a copy of a mortgage or deed of trust for a property they own near their place of employment.  (It should be very unlikely that someone would 'robo-sign' loan docs for a property they themselves own.)  Perhaps a copy of a drivers' license if it has a sig on it.  Use your imagination.  For every robo-signer name, there is/was a real living, breathing person.

 

If anyone has ideas on where or how to obtain the real signatures of these people so we can compare against the sigs appearing on the documents, please share them with us.

Comment by amyt on August 16, 2011 at 9:35am

Here are just a few names from New Century, US Bank, America's Servicing Co./Wells Fargo.

Ryan A. Colly

Steve Nagy

Nicki Peacock

Clourtj Celera

Paul Gobin

Natalia Gutierrez

Beth Nally

David Duclos

Jodi Scully

Grace Lee

Camille Garcia

Lisa Rhyne

Yolanda Williams

Kathleen Sullivan

Damaris Ortiz

Paul Gobin, again, different signature

Claire A. Fusco

Lorie October

Yan Tang

And lest not forget, good ole Prommis Solutions, LLC in Atlanta, Georgia.  Thank you to you all; I'm so glad you really don't exist!!!!!

• ‹ Previous
• 1
• …
• 49
• 50
• 51
• 52
• 53
• …
• 71
• Next ›
• Page