Foreclosure Hamlet

Supporting, Informing & Connecting People in Foreclosure

ISO Signers

Hook up with others who have the same signatories transferring your home from one financial entity to another or testifying to facts of your alleged loan or testifying to owed attorneys fees or answering interrogatories, providing facts regarding the foreclosure of your home, etc, etc, etc.

The individuals named below are not accused of wrong-doing or fraudulent activity or criminal fabrication of any sort.

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Comment by Michelle Gulka on February 25, 2014 at 4:15pm

Looking for signature of Michael H. Moreland signing as MER assistant secretary out of Dakota County, MN. He signed an assignment to Wells Fargo Bank as Michael Herrera Moreland but it is hard to make out the exact name or signature. Ann Gardner was the notary in Dakota County, MN dated 6/3/2011. Thanks for any help as Wells Fargo is trying to foreclose but is only the servicer as far as I know. Thanks!

Comment by James Smith on February 10, 2014 at 9:12pm

My friends, I desperately need your help. After reviewing my Assignment of Deed of Trust I noticed some things that were definitely wrong. The assignment is with Citi Mortgage. The first thing I notice is that it was dated July 26, 2013, which is really crazy because the transaction was conducted back in 2006. The second thing that jumped out at me was the Signature. It is signed by a Geraldine Ann Belinski and her title is Vice President, so I decided to track down this Vice President. I finally reached the office where she worked at Citi Mortgage and I asked to speak to Vice President Belinski. Low and behold the Gentleman that answered the phone stated that she was not the vice president but a mere processor. So armed with that information and some issues with my second mortgage with Wells Fargo, which is securitized I decided to file a complaint with the Office of Comptroller of Currency. My complaint was based on the fact that there is a Cease and Desist order against both banks to stop the robo signing. I have not yet received a response from Wells Fargo, but Citi responded by saying "Our records indicate Geraldine A. Belinski is a certified appointed signor for Mortgage Electronic Registration Systems Inc." What I need help with is, I need to know if she can in fact work for Citi and be a certified appointed signor for MER's as they stated. Also is she signing the document as a Citi Vice President or MERS Vice President. I need to know because if this is in fact illegal Im going to keep pushing this up the Government Chain of Command until I get some answers. It makes no sense to me that they would initiate a Cease and Desist Order and not take any action when the banks are still clearly doing this. The other thing I am trying to find out is if the Citi Mortgage is a securitized loan. I know for a fact that my second lien is with Wells Fargo and it is Void because they posted it years after the cut off date.  Thanks for your help in this matter James. jsmith5915@msn.com 443-677-2799.

Comment by Shelley Erickson on January 10, 2014 at 4:14pm

Pays to look into the registered or not registered licenses of all the foreclosures and the originators due to we find a lot are not legally registered to be doing business. AWL and Duetsch Bank and ReconTrust are a few in our state and in most states including MERS are not registered in our state to be doing business.  Some are fictious and fake all together. Check on your secretary of state incorporation licenses, financial institution licenses. and trade mark licenses. etc.

Comment by victory on January 9, 2014 at 11:33pm

Virginia property - non jud state on both note and deed of trust has the originator RBC Centura Bank a North Carolina Corporation

Comment by Shelley Erickson on January 9, 2014 at 9:34pm

One of my friends had AWL on her first loan then refied twice with BOA under deception, never understanding the loan was a fictious lender originator and was unenforcable. My sons is AWL and several of my friends are AWL right on the note and deed of trust.  If you get a hold of the now AWL and ask them for help you may be surprised and get help. They have been helping the homeowners.  I have a letter being put together by an attorney that is being sent to them soon.

Comment by Shelley Erickson on January 9, 2014 at 9:31pm

America's Wholesale Lender v. Silberstein - Connecticut Judicial ...

www.jud.ct.gov/external/supapp/Cases/AROap/AP87/87AP152.pdf
Feb 15, 2005 - be published in the Connecticut Law Journal or the date it was released as a ... plaintiff in this action, America's Wholesale Lender. (America's) ...
[PDF]

America's Wholesale Lender v. Pagano - Connecticut Judicial Branch

www.jud.ct.gov/external/supapp/Cases/AROap/AP87/87AP151.pdf
Feb 15, 2005 - be published in the Connecticut Law Journal or the date it was released ... action, America's Wholesale Lender (America's). Ameri- ca's is the ...
Comment by Shelley Erickson on January 9, 2014 at 9:17pm

So many companies need to be checked out for being fake fictious companies. American Wholesale Lender was a proven fictitious  company.   Two case laws in Connecticut against them for being fictitious and unable to enforce the loans. BOA through Countrywide, used AWL as a front to pull tax funds the big banks could not legally pull to lend to the borrower. They never made the company legal to evade the illegal activities and taxes and registration fees to keep it under the radiar.   I have proof BOA is the company that filed the patent for MERS and is the owner of MERS.  BOA (bank of unamerica) also solely owned ReconTrust foreclosing trustee's which in the state of WA and I believer possibly all states is illegal.  Wa tossed them out of WA on a consent order after illegally foreclosing on thousands of home, never given back to the homeowners, for twenty years I believe.. Never registered or licensed to be doing business in any state also, and in the position to be fair dealing with both borrower and lender, was not just illegal but a conflict of interest illegal also.   A group of people made the now AWL then AWLI legal for them and licensed in every state to block BOA now caught at fraud and deception from stealing the AWL homes.  They have  helped the homeowners.

Comment by Debbi Cataldo on January 9, 2014 at 5:40pm

My Note has Impac Funding dba Novelle Services Company.  No American Wholesale Lender appears anywhere.

Comment by victory on January 9, 2014 at 4:09pm

 What state is Phil Tings? is he supervisor of Deeds of Registry?  Do you have his phone number?

  

Comment by Shelley Erickson on January 9, 2014 at 3:34pm

I dont have Phil Tings email, but you can call his office. Or look up emails on the web to most gov ernment offices, including the president.

Comment by victory on January 8, 2014 at 11:37pm

I  looked at both my properties one in florida mortage docu and note, the other in non jud state dot and note does not have American Wholesale Lender on these documents.

do you have the email address for deeds of register Phil Ting?

 

Comment by Shelley Erickson on January 8, 2014 at 10:40pm

Have you looked at your deed of trust and note? Look to see if American Wholesale Lender is on it. If so I have help for you. 

Comment by Debbi Cataldo on January 8, 2014 at 10:09pm

I have an Affidavit of Debt signed by a Mary Beth Fetkovich who claims to be a VP for BofA. I can't find her anywhere (except an 80-year old in PA who died in 2011).  The affidavit was notarized by Gretchen Marie Martin, Kennedy Township PA. I found several affidavits notarized by Gretchen for South Carolina foreclosures. Makes no sense.

Comment by Shelley Erickson on December 3, 2013 at 10:26pm

Send letters to the deeds of register John OBrien and Phil Ting and ask if their office has this name as a robo. They will certified copies if they do.  There is one more register that was audited. Can not think of the name of the name.  These men are helping homeowners.

Comment by Shelley Erickson on December 3, 2013 at 10:00pm

Look at page 8 of the OCC letter.

topforeclosurefraud.com/2013/11/11/bombshell-us-bank-admits-the-borrower-is-a-party-to-an-mbs-transaction-that-securitization-trustees-are-not-involved-in-the-foreclosure-process/

see attached pdf or     http://www.occ.gov/publications/publications-by-type/comptro...

http://foreclosuredefensenationwide.com/?p=533
RESEARCH: This squarely disprove and nullify the holdings of various courts around the country which have taken the position that the borrower “is not a party to” the securitization

Countless Foreclosure Rulings are Wrong!
US BANK ADMITS THE BORROWER IS A PARTY TO AN MBS TRANSACTION
Jeff Barnes, Esq. wrote: "We have been provided with a copy of U.S. Bank Global Corporate Trust Services’ “Role of the Corporate Trustee” brochure which makes certain incredible admissions, several of which squarely disprove and nullify the holdings of various courts around the country which have taken the position that the borrower “is not a party to” the securitization and is thus not entitled to discovery or challenges to the mortgage loan transfer process." The second page sets forth that U.S. Bank, as Trustee, “does not have any discretion or authority in the foreclosure process.” If this is true, how can U.S. Bank as Trustee be the Plaintiff in judicial foreclosures or the foreclosing party in non-judicial foreclosures if it has “no authority in the foreclosure process”?
US Bank Brochure
http://foreclosuredefensenationwide.com/?p=533

Comment by Shelley Erickson on December 3, 2013 at 9:59pm

http://victoryoverchase.blogspot.com/2012_03_01_archive.html

list of parties admitting “we don’t know who own the loans.”

Countless Foreclosure Rulings are Wrong!
US BANK ADMITS THE BORROWER IS A PARTY TO AN MBS TRANSACTION
Jeff Barnes, Esq. wrote: "We have been provided with a copy of U.S. Bank Global Corporate Trust Services’ “Role of the Corporate Trustee” brochure which makes certain incredible admissions, several of which squarely disprove and nullify the holdings of various courts around the country which have taken the position that the borrower “is not a party to” the securitization and is thus not entitled to discovery or challenges to the mortgage loan transfer process." The second page sets forth that U.S. Bank, as Trustee, “does not have any discretion or authority in the foreclosure process.” If this is true, how can U.S. Bank as Trustee be the Plaintiff in judicial foreclosures or the foreclosing party in non-judicial foreclosures if it has “no authority in the foreclosure process”?
US Bank Brochure
http://foreclosuredefensenationwide.com/?p=533

http://www.msfraud.org/LAW/Lounge/U_S_BANK_Brochure_Borrower-is-a-p...

Comment by Shelley Erickson on December 3, 2013 at 9:58pm

From Virginias article:  Just like Royal Park Investments v. Deutsche Bank, et.al., PHOENIX LIGHT, et. al. vs. JPMORGAN CHASE, et. al. [PDF HERE] attached! asserts that after investigating the loans purportedly transferred to the trusts that “none of the reviewed mortgage loans were timely transferred to the trust, a 100% failure rate.” Missing pieces to the puzzle, again… empty trusts. http://deadlyclear.wordpress.com/2013/09/05/tbtf-has-met-its-waterloo/

Comment by Shelley Erickson on December 3, 2013 at 9:57pm

James Smith did you see the OCC letter dated 1997 and the US Bank brochure and admission. The lenders are the investors, but the investors have unenforcable notes due to the violation of the trust. The Borrower is the ultimate party in the securitization process and the lender is the investor. The servicers and the trustees of the trust can not take part in the foreclosure process. But those are the two that have been foreclosing. The investors are paid off by insurance.

Comment by Shelley Erickson on December 3, 2013 at 9:54pm
Comment by Shelley Erickson on December 3, 2013 at 9:52pm

Chase allowed multiple people to be CEO's in robo fraud. None of them really were. Did you try to goggle it?

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