Supporting, Informing & Connecting People in Foreclosure

quiet title

History

Lender A- shut down for unfair or deceptive acts and practices not limited to copy&paste

Lender A has a POA

Lender B/underwriter DEFUNCT

2nd Servicer - foreclosing entity

MERS

non-judicial state

Lender A was so called giving me a loan.(I gave him credit) Lender A forged my name on documents copy&paste name in the middle of box fields ruler straight..No LIE.... And allowed for additional initials to be placed on disclosure statement.

Lender A POA performed false notary (no evidence of ID) I never Met the man all papers were sign and sent through mail. He also did the alteration on Note and Witnessed the the note himself. then assign to Lender B who assigned to MERS

7 years later Servicer B is trying to foreclose. I do a RESPA and received the docs discussed above.

Servicer B gets an assignment from MERS on behalf of Lender B (DEFUNCT)

(Is this A legal assignment?)

full of duress I filed action to Quite title but failed to get process of service on POA and Lender A,

should I pull out and start again or wait for judge to dismiss without prejudice then start again?

Thanks if anyone can answer..

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Permalink Reply by alipav on May 18, 2012 at 4:01pm

I live in a judicial state, but if I were in your position my thoughts go strait to filing a motion to ammend my first quite title action, for no other reason then to keep it all together, you want the judge to see how messed up this was from the beginning. And I commend you on the language you use, deny, alledged loan, never admit anything, that is just what they want us to do. In my case same thing I never signed at origination (was a va transaction) but there it is on the papers, even noterized that I signed them. I have proof too, why would my husband quit claim deed to me the following NOV. had I signed on origination? Make sure you check with your recorders office often, because when it comes right down to it, it only matters what has been recorded legally. Thanks for adding me as your friend.

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Permalink Reply by Jus soli on May 19, 2012 at 1:12pm

Thank you for your reply. Yes allege everything always, I even write FRAUD all caps every time I need to reference it. But your situation is mind blowing, SMH.. I have read a lot of fraudclosure stories and I must Say yours gravitates very close to the top. Wow forged all of your signatures that is crazy, D@mn!!! I can not believe how these scrupulous Entities have taken advantage of our slumber, But i am glad we are waking up and fighting back!!

Please keep me posted on how your victory turns out I do not think that they can slither their way out of that.

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Permalink Reply by alipav on May 19, 2012 at 2:32pm

That for your encouraging thoughts, but that is what everyone I have spoken to regarding this has said. "This is the worst case they have ever heard of". I believe it was an inside job with the Veterans Dept. See "Unnsealed complaint with the Alabama Dept. of Verterans Affairs". Who authorized the over-inflated appaisal of house? Who authorized loan with no clear title to property? And here's the big one, three home equity lines of credit were taken out, totaling almost $700,000.00 in addition to $37,000.00 downpayment. We had no idea any of this happened, as none were even recorded with the recorders office. Thats way they played hot potatoe with this alledged "loan" for as long as they could get away with it. Our house was $159,900.00. I believe someone owes us some change. So be careful Jus because if they would do that to a Vet, and even active duty soldiers they will stop at nothing to cover up their crimes, funny cause know they want the home too, over my dead body.