Yes, I know, everyone has a story about a bad appraisal. In my case, I have an expert forensic appraisal review that confirms this fact beyond any doubt, and the discrepancy is over $400,000. And while the bank accepted this appraisal to grant our mortgage, the disclosures they sent us have a very different set of numbers on the land and construction costs than what the appraisal stated.
Yes, I have a good attorney. In medicine he would be an excellent General Practitioner, but I need a brain surgeon so to speak. Or, I need someone who can consult with my fine attorney on exactly how to attack the above misrepresentations and/or fraud.
Any appraisal experts out there? Or anyone who can explain what laws the bank violated in underwriting standards?
Not sure what I can offer in return at this point, but will promise to give back substantially to this fine website in any way I can help.
Drop me a note... discretion and confidentially promised.